Effective Date: 7th April, 2025

Risk Immunity Inc. (“we”, “us”, “our”) provides GRC, compliance consulting, and/or SaaS solutions (the “Services”) under these Terms.

1. Acceptance

By accessing or using our Services, you agree to these Terms. If you act for an organization, you confirm you have the authority to bind it.

2. Definitions

• “User”: any individual or entity using the Services.
• “Content”: reports, software, documentation, or other deliverables we provide.
• “Order Form” / “SOW”: the document describing specific Services, fees, and deliverables.

3. Services & Scope

We will perform Services as set out in each Order Form or SOW, which are governed by these Terms.

4. User Responsibilities

You agree to:

• Provide accurate and complete information
• Maintain confidentiality of your account credentials
• Comply with all applicable laws and regulations
• Refrain from reverse‑engineering, introducing malware, or otherwise misusing the Services

5. Fees & Payment

• Fees are as specified in the Order Form/SOW.
• Payment terms: net 30 days from invoice date, unless otherwise agreed.
• Late payments accrue interest at 1.5% per month or the maximum permitted by law.

6. Intellectual Property

• We retain all IP rights in our platform, Content, and materials.
• You retain ownership of your data; we receive a limited license to process it to deliver Services.
• Upon termination, we will return or delete your data as set out in our Data Retention Policy.

7. Confidentiality

Each party shall protect the other’s Confidential Information and use it only to perform obligations under these Terms. Confidential Information excludes public domain or independently developed information.

8. Warranties & Disclaimers

• Our Warranty: Services will be performed with reasonable care and skill.
• Disclaimer: Except as expressly stated, Services are provided “AS IS,” without other warranties (including merchantability, fitness for purpose, or non-infringement).

9. Limitation of Liability

To the maximum extent permitted by law, our total liability for any claim under these Terms shall not exceed the fees paid by you under the relevant Order Form in the 12 months preceding the claim. We are not liable for indirect, incidental, special, or consequential damages.

10. Term & Termination

• Term: begins on the Effective Date of the Order Form and runs as specified.
• Termination for Cause: Either party may terminate if the other materially breaches and fails to cure within 30 days of notice.
• Effect of Termination: you pay for Services rendered through termination; we return or delete your data per our Retention Policy.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of Ontario, Canada (excluding conflict‑of‑law rules). Disputes will be resolved by binding arbitration in Toronto under ADR Institute of Canada rules, except where local mandatory law requires otherwise.

12. Changes to Terms

We may update these Terms; changes take effect on the “Effective Date” above. Continued use constitutes acceptance.

13. Contact

For questions or notices under these Terms, Contact:

privacy@riskimmunity.com

C/O Ekom Asuquo

5307 Victoria Dr #317

Vancouver, BC, V5P 3V6, Canada